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Financial Assistance for Foster Care Adoption in Ohio

Many in Ohio dream of growing their families through adoption. However, financial concerns and other constraints hold them back. Contrary to what most hopeful adoptive parents think, foster care adoptions often come with no upfront costs.

Unlike private adoptions, the state offers a range of financial assistance for adopting from foster care in Ohio. Let’s explore the various grants, subsidies, and tax credits available to help Ohio adoptive families navigate the financial side of adoption.

Is Adopting From Foster Care Expensive?

financial assistance

Adoption from foster care is  much more affordable than private or international adoption. Many prospective adoptive parents qualify for financial assistance. While legal costs and agency fees may apply, programs like Ohio adoption subsidies and foster care adoption grants help cover adoption costs. Some families may also benefit from the federal adoption tax credit. 

In most cases, the state covers home study and training fees. Adoptive families may need to budget for legal expenses or a child’s physical or developmental disability needs. Still, overall, financial support makes foster care adoption accessible. 

Financial Assistance for Adopting from Foster Care in Ohio 

Expecting adoptive parents who adopt from foster care can tap into a range of financial resources.

Ohio Adoption Subsidies

Ohio’s adoption subsidies provide crucial financial support for children adopted from foster care, covering ongoing needs like mental health services, medical care, and allowable services for children with special needs. This assistance helps ease the financial aspect of raising an adopted child.

To qualify, families must adopt a child meeting eligibility criteria, which includes developmental disabilities or extraordinary circumstances. A qualified professional or public children’s services agency can help determine if your adoptive child qualifies for these vital subsidies. 

The Ohio Adoption Grant

If you adopt a child in Ohio, you may qualify for a one-time grant from the state to help with the costs of welcoming your child home. The Ohio Adoption Grant pays:

  • $10,000 for an eligible adoption
  • $15,000 if you adopt a child you have been fostering
  • $20,000 if your child has one or more special needs, as defined by Ohio law, before the adoption is final

Who qualifies

You may be eligible if:

  • You adopted a child under 18 on or after January 1, 2023
  • You lived in Ohio at the time of the adoption
  • It is not a step-parent adoption
  • You apply within one year after your adoption is final

How to apply

You apply online through the Ohio Department of Children and Youth. To get started, you will need an OHID (MyOhio) account. Your one-year window begins on the day your adoption is finalized, so it helps to apply as soon as you can.

This grant is separate from the adoption subsidies described above. Program details can change, so please check the Ohio Adoption Grant page for the most current information before you apply.

Federal and State Adoption Tax Credits

The federal adoption tax credit offers significant financial relief by directly reducing your tax liability. This helps offset the adoption costs and supports adoptive families. It applies to qualified adoption expenses, including those from foster care adoption. 

While Ohio no longer offers a separate state adoption tax credit, it now provides the Ohio Adoption Grant. After finalizing an adoption, reach out to your adoption agency and see how they can help you explore these benefits. 

Foster Care Adoption Grants

social worker meeting with adoptive family

Many nonprofits offer foster care adoption grants to help prospective adoptive parents with adoption costs, including legal fees, agency fees, and the child’s physical needs. Some grants even cover specific expenses like home modifications or sibling group placements.

To qualify, families often need to meet income restrictions or adopt a child with special needs. The application process varies by organization, so working with a qualified professional can help families navigate requirements successfully. 

Employer and Military Adoption Benefits

Many companies provide adoption assistance through reimbursement programs covering legal expenses, agency fees, and other costs. Prospective parents should consult their HR department about potential financial support for foster care adoption.

Military families can access additional benefits through their service branch, including one-time payments and post-adoption resources. These programs help families overcome financial barriers while building their forever family.

Post-adoption Financial Support 

Families in Ohio who adopt from foster care can access various post-adoption support and resources for their child’s ongoing needs. 

Medicaid and Medical Assistance

Children adopted from Ohio’s foster care system generally qualify for Medicaid, covering qualified mental health professional visits, prescriptions, and developmental disability services. This ensures continuous care regardless of your adoptive family’s private resources. 

Education and College Assistance

Ohio provides education support, including tuition waivers at state universities, for youth adopted from foster care after a certain age. Additional resources help prospective adoptive parent advocates secure IEPs, tutoring, and other helpful tools for academic success.

How to Apply for Financial Assistance

Take the first step and secure the support you need when adopting from foster care. Here’s a step-by-step guide to help you navigate the process:

financial assistance application

Adoption Subsidies

  1. The children’s services agency holding custody of the child you are adopting will work with you to determine your child’s eligibility. 
  2. Once it has been determined that your child qualifies for subsidies, you’ll complete an application with your child’s worker.  

Claiming Tax Credits

  1. Partner with a qualified tax professional well versed in adoption tax credits. 
  2. Document all eligible expenses, including:
    • Itemized legal expenses and agency fees
    • The child’s pre-adoption background evaluation costs
    • Reasonable costs for home modifications

Applying for Grants

  1. Research Ohio adoption grant programs and national foster care adoption grants.
  2. Prepare the requirements.
    • Proof of income restrictions (if applicable)
    • Special needs documentation
    • Adoptive family’s private resources statement
  1. Complete the application process before the deadline. 

At Open Arms Adoptions, we will work with you to ensure you can tap into the financial assistance available when you adopt from foster care. 

Takeaway

Access to financial assistance for adopting from foster care in Ohio helps families get the support they need to provide a loving home to a child. From subsidies to grants and tax credits, many resources are available to help ease the adoption costs.

At Open Arms Adoptions, we’re here to help you navigate your options. Contact us today and discover how we can support you every step of the way. 

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Reviewed By
Jackie Smigel
Founder and Executive Director, Open Arms Adoptions
Jackie Smigel is the Founder and Executive Director of Open Arms Adoptions, a 501(c)(3) nonprofit adoption agency licensed by the State of Ohio, with offices in Kent, Columbus, and Delaware. She has worked in adoption for more than 30 years and continues to carry her own caseload alongside leading the agency, which places children through infant adoption, foster care adoption, and special needs adoption, and supports expectant parents considering their options. Her work keeping and reuniting sibling groups led AdoptUSKids to recognize her as an Outstanding Caseworker in 2022, on the nomination of a mother she helped adopt three siblings together.
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Open Arms Adoptions is 501(c)3 non-profit agency licensed by the State of Ohio.

Our mission is to provide a loving, stable home to every child in need. We work tirelessly to create an environment that embraces the unique set of circumstances each of our birth parents, prospective adoptive parents and children bring to us. 
Locations
Main Office
11 River St., Ste. B
Kent, OH 44240
Central Ohio Office:*
1733 Lane Ave., #37, Columbus, OH 43221
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18 E. William St.
Delaware, OH 43015
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